If you've ever made a purchase online, be it to buy a complete series DVD box set of your favorite TV show or a pair of jeans, or to log-in to your online banking site to pay bills or to look for confirmation on your upcoming home inspection; then you more than likely are already aware that any website that deals with personal financial information will be and should be encrypted.

Online encryption tools (what is encryption?)- are used by any legitimate website where you enter your private financial information such as a credit card number or your bank account. Banks in particular want you to feel safe when using their website and they do that by letting you know that they have stringent security measures in place on their website to ensure that your protection is met and that all of your private and personal information, financial or otherwise, is kept exactly that, private.

There are many online encryption tools that any website has access to and can implement onto their website, whether their website is trying to sell you embroidered socks or provide you with personalized information on stocks. One thing in particular that you might see on any banking website or online store is something called 128-but encryption. What might seem like a math code to you is something much more than just a bunch of numbers.

Many people who go online and know very little about online encryption tools see the term 128-bit encryption and believe their computer must have at least 128 megabytes of free ram space to visit that particular site. That's not what 128-bit encryption means at all. What it actually does mean is that you are visiting a website that is using one of the highest technological online encryption tools that scrambles your date so that any unauthorized access of it is prevented. In addition to 128-bit encryption online stores, real estate agent websites and online banking sites will also use firewalls to protect you whenever you are visiting their website.

Make sure that whenever you find yourself on a website asking for your financial details that it is using some sort of online encryption tool to ensure that none of your information can be accessed by anybody other than yourself. The highs of winning a contest can easily be followed by a low of finding out that the site you were on was hacked into and your personal details stolen. As long as you're careful about which websites you visit while at work or in your home you shouldn't have too much to worry about.

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